"Train up a child in the way he should go: and when he is old, he will not depart from it." — Proverbs 22:6
Grounding Financial Wisdom in Faith
The 6-Week Enrichment Programme is more than just a course on numbers. It is a journey to nurture financial confidence rooted in biblical values. We provide families with the tools to practice essential money skills through fun, practical activities designed specifically for young learners aged 4–11.
Live Zoom Sessions
Interactive weekly sessions where children learn core principles together in a fun, safe environment.
Weekly Family Challenges
Simple, real-life missions to practice earning, saving, and spending wisely as a team.
Everything you need to raise a money-wise child
Printable Activity Packs
Tangible resources and trackers to turn abstract financial concepts into hands-on learning.
Private Parent Community
A supportive space to share wins, ask questions, and connect with other faith-led families.
PROGRAMME HIGHLIGHTS
Stories from EMH Books
Engaging narratives that make money conversations natural and curious for young minds.
Champion Certificate
A celebration of growth and achievement to boost your child’s financial confidence.
The 6-Week Enrichment Journey
A structured, faith-based approach to teaching your children the pillars of financial wisdom through hands-on practice.
SESSION 01
EARN
Understanding that money is a result of work and service. We connect effort to reward through biblical principles.
- The Commission System
- Value of Work
- Biblical Stewardship
SESSION 02
SAVE
Learning delayed gratification. We teach children to set goals and watch their resources grow for a meaningful purpose.
- Goal Setting
- Compound Growth
- The Power of Patience
SESSION 03
SPEND
Distinguishing between needs and wants. We equip kids to make wise, intentional choices with what they have.
- Needs vs. Wants
- Budgeting Fun
- Smart Choices
SESSION 04
GIVE
Cultivating a generous heart. We show how giving is a vital part of financial health and faith.
- Tithing Principles
- Acts of Kindness
- Community Support
SESSION 05
GROW
Introduction to money multiplication and enterprise. Helping older children understand how to make money work for them.
- Mini-Enterprise
- Investing Basics
- Future Planning
SESSION 06
CELEBRATE
Acknowledging the journey. We celebrate the new habits formed and the financial confidence built throughout the program.
- Certificate Ceremony
- Reviewing Habits
- Next Steps
🌱
You want to start teaching your children about money early but aren't sure where to begin with age-appropriate lessons.
📖
You prefer faith-integrated approaches that emphasize stewardship, value, and hard work as core financial principles.
This programme is for you if...
🛡️
You're worried about your child's future financial security and want to give them the tools to navigate a modern economy.
🤝
You want to join a community of parents committed to raising the next generation with confidence and prosperity.
✓ Age-Appropriate Content
The best time to start was yesterday. The second best time is today.
Don't let another year pass by without giving your child the gift of financial confidence. Join our next 6-week cohort and start building habits that last a lifetime.
Proposed cohort dates: 19 July – 23 August
✓ Practical Family Tools
✓ Faith-Based Principles
★★★★★
"My daughter liked the story and asked us to help her make a tracker, which is great! It has really helped her understand the value of saving for things she wants."
ALICJA (MUM)
★★★★★
"This beautifully illustrated story gently introduces even the youngest children to the concept of money and its value. It helps children begin to understand that money is earned through work and effort."
ANNA (TEACHER)
★★★★★
"My son and I read the story together, and he absolutely loved it. As soon as we finished, he even asked if we could read it again, which is always a great sign that a story has really captured his interest!"
LOUISE (MUM)
Common Questions
Find answers to help your family start this journey
Not at all! The programme is designed to work across the full 3–7 age range. For younger children (3–4), the focus is on stories, simple sorting activities, and the physical experience of handling money. The conversations and jar system are fully accessible at this age — in fact, the earlier the better. You can naturally adjust the depth of each activity to match your child’s attention span and personality.
Not at all. While the core programme is designed for ages 4–11, we believe it is never too early to start planting seeds of wisdom. Children as young as 3 often enjoy the stories and simple hands-on activities. We focus on play-based learning that captures their natural curiosity about the world around them. You can adapt the family challenges to suit your little one's pace and development.
Do we need to read the books before we begin? ▾
While our books are wonderful companions, they are not a prerequisite for joining the programme. Each session stands on its own and provides all the foundational knowledge your child needs. We will reference key stories and characters as we go to help bring the lessons to life. If you do have the books, they are a great way to reinforce the weekly themes during bedtime reading.
What materials do I need for each session? ▾
We provide digital, printable activity packs that contain almost everything you will need. For most sessions, standard household items like pens, paper, and a few coins will be plenty. Occasionally, we might suggest using small jars for saving or giving, but we always keep it simple and practical. Our goal is to make these lessons easy to implement into your busy family schedule without any extra stress.
Is the programme suitable for families who aren't Christian? ▾
Yes, absolutely everyone is welcome to join our community. While our teaching is rooted in biblical principles of stewardship, honesty, and generosity, these universal values benefit every child. We teach practical financial skills like budgeting and goal-setting that are applicable regardless of faith. We simply ask that you respect the faith-led foundation of our curriculum as we learn together.
How does the refund process work? ▾
Starting on the waitlist is entirely risk-free with no upfront cost. After you have secured a spot with payment, we provide a full refund if you cancel up to 7 days before our first session. Beyond that window, while we cannot issue refunds, you are most welcome to gift or transfer your registration to another family.
— Founder, Early Money Habits
"Every child deserves to understand money before the world teaches them the hard way."
Your guide
Lara Ejiwunmi
Founder, Early Money Habits · Children's Author
I created Early Money Habits because I believe that the money habits a child builds before the age of 10 shape their financial confidence for life. As a parent, author, and someone who experienced the impact of not learning about money early, I built this programme to give families the tools, the conversations, and the biblical foundation I wish I'd had.
I've written three children's books on money — and now I want to bring those lessons to life in your home, together with your child, over six Saturday mornings.
📖 Lola Gets Money
📖 Ella's Savings Challenge
📖 Mrs Money's Marvellous Plan
Join the waitlist now to lock in founding member pricing — exclusively for families who sign up before the cohort fills.
Investment
Proposed cohort dates: 18 July – 22 August
Simple, honest pricing
Most popular
Standard online
Full programme
£197 / family
Full price after the founding member window closes. One parent + one child.
- 6 live Saturday morning sessions
- 6 printable activity packs
- Private parent WhatsApp community
- Weekly family challenges
- Champion certificate for your child
Lock in £150 founding price now
Church / group
Group booking
£130 / family
For 8+ families booking together through a church, community group, or homeschool network.
- Everything in the standard programme
- Group discount — 8+ families
- Perfect for church family groups
- Homeschool co-ops welcome
- Sibling add-on: +£47 per extra child
Email us to arrange group booking
*Prices are introductory and subject to change upon official program launch.
Waitlist Now Open
Join the 6-Week Enrichment Programme Waitlist
Secure your founding member rate and be the first to know when our next cohort begins. Give your child the gift of faith-led financial confidence today.
✓ Exclusive Founding Member price: £150 (save £47)
✓ Priority access to 6 live interactive online sessions
✓ Full set of printable activity packs and parent guides
🔒 You'll be emailed when dates are confirmed. No payment required today.